Operational Readiness

  • Analysis of maturity of systems or processes to implement in a clean and safety and soundness way.

Consulting

Consultant and advisory services conducted by a very experienced and recognized team at national and international levels assisting financial institutions in the modernization and transformation of their payments products and services through the establishment of executive strategies, architecture assessments, products recommendations and implementation of the best global practices in technology and process.
Products

Our products offer is the result of a strong partnership with local and global enterprises. In alliance with PayNways we are able to introduce into Mexico’s market our payments hub an open banking solution supported by PayGlobal 360 platform. Additionally our CoDi and SPEI solution comply with the Banxico regulation, and have the possibility of adding new functionalities to create competitive advantages.


Universal wallets, is an innovative product that could be used in different segments such as: Health, Insurance, Financial and services. Our OpenQR solution is a mobile and back end application for funds transfer money using QR payment methods and aligned to national and International standards.


With TrusktLink, as our business partner, we can offer an AI and blockchain solutions that can be used by more than 30 use cases in financial industry.

Open QR

Capabilities

  • Digital wallet-based payment system
  • QR generation, scanning and process for any type of payment or funds transfer.
  • Parametric & configurable solution for Merchants, Issuer Bank, Acquirer Bank or Corporate Customer
  • EMV QR Code compliant
CODI

Capabilities

  • Payment QR generation and process.
  • SPEI light (CODI functionality), interfase with current SPEI system
  • CODI Empresarial
  • CODI Merchant
  • CODI Corporate customers
Universal Wallets

Types of Wallets

  • 14 different type of wallets
  • Loyalty and rewards programs
  • Family members wallet management
  • Public
    • Subway
    • Bus
    • IMSS/ISSSTE
    • social programs
  • Private
    • Uber
    • Hospital networks
  • Biometrics
  • Personal data.
  • Blood & pressure type
  • Insurance Company
    • Contract
    • Coverage
  • COVID19 Risk
    • Medical contacts
    • Clinical Data
    • Prescriptions
Open Banking

Functionality

  • Single platform payment product
  • +30 APIs prebuilt included
  • Interbank Payment processing eg SPEI
  • Cross Border Payment Processing
  • Customer Payment Confirmations
  • Billing
  • Reconciliation
  • Advanced technological platform, cloud base and open standards
  • Components for creating, managing and delivering ISO2002 and XML standards
SPEI

Functionality

  • Business rules and workflows 100% configurable according with FI needs.
  • Codi module is optional and quoted separately
  • Liquidity module for easy administration.
  • Integration with Core Banking, AML, datawarehouse through different protocols and technologies, such as APIs, webservices, JMS, RMI, sockets, etc.
  • Fully Compliant with SPEI BANXICO Manual
  • Entitlements management
  • OWASP guidelines and vulnerabilities test with OWASP ZAP.
  • Monitoring in Real time of SPEI functionality
    • Operational
    • Technical
  • Integration with current monitoring systems
  • Automatic reconciliation process
Trustlink

Functionality

  • Generate meaningful, customized offers
  • Present meaningful offers and gather feedback
  • Use of Artificial Intelligent and Blockchain technologies to maximize payments flows
  • Fraud Management
  • Reconciliation capabilities

Integration & Development

  • - Use of APIs services of different FI and integration with core systems for the customers of these financial institutions
  • - Integration of silo products under a well defined architecture to reuse as much as possible components in payments and digital services
  • - Development ad hoc for payments services defined under a very high quality standards

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